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Comparing amex gold and revolut metal for airline points

Credit Card Face-Off | Amex Gold vs. Revolut Metal for Airline Points

By

Alina Gromova

Feb 10, 2026, 05:23 AM

Edited By

Aisha Khan

Updated

Feb 11, 2026, 07:31 AM

2 minutes estimated to read

A side-by-side comparison of American Express Gold and Revolut Metal credit cards with airline logos in the background

A heated debate is brewing among credit card holders in Germany, with many weighing the pros and cons of American Express Gold and Revolut Metal. As people seek to maximize their airline points, new comments shed light on acceptance issues and referral strategies, stirring interest in this competition.

Cost Comparison and Referral Insights

Frequent travelers are keen to maximize point accrual. Amex Gold costs €20 a month and offers about 1 point per €1 spent, with potential increases through Turbo. Meanwhile, Revolut Metal costs less but provides only 1 RevPoint per €2 spent.

Recent comments reveal that referral links are available specifically for Amex Gold. One person noted, "You get 50k points, which is more than enough for your first-year fee." This highlights the value of referrals for new users looking to offset initial costs.

Acceptance Challenges

Amex's acceptance in Germany remains a contentious issue. "Some small online shops might not accept it, but it's mostly accepted at other places," shared a user. This sentiment reflects ongoing frustration about using Amex in daily life compared to more widely accepted Visa and Mastercard options.

An interesting point raised was the ability to link Amex to PayPal. This could enhance usability, making it easier for holders to manage transactions seamlessly across various platforms.

Boosting Earning Potential

Comments also explore ways to enhance rewards with both cards. Users are particularly interested in maximizing points with Revolut Metal beyond the base earning rate. Various strategies, such as taking advantage of referral programs for Amex Gold, were discussed, emphasizing that the sign-up bonus can significantly increase rewards.

"It's no surprise that higher point accumulation can lead to more upgrades in the long run," a user remarked, echoing the general consensus.

Key Takeaways

  • β–³ Amex Gold’s referral perks can provide significant bonuses, with potential for 50k points.

  • β–½ Acceptance of Amex: While generally accepted, smaller shops may not honor the card, sparking frustration among holders.

  • 🌟 Revolut’s adaptability: Linking to different platforms like PayPal enhances usability, making it a competitive option.

As 2026 unfolds, both Amex Gold and Revolut Metal are likely to adapt their strategies. With ongoing discussions about acceptance and earning potential, travelers in Germany are encouraged to weigh their options carefully as they strategize for their next getaway.