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Revolut card plan changes: how to keep yours?

Revolut's New Card Policy | Users Upset Over Cancellation Impact

By

Tomoko Sato

Nov 27, 2025, 07:10 PM

Edited By

Ravi Kumar

3 minutes estimated to read

A person looking at their Revolut card while considering plan changes, with a confused expression.
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A significant change in Revolut's card policy has sparked controversy among customers. Reports indicate that canceling a Metal plan now leads to immediate card termination. This has left many users frustrated and seeking alternatives.

What's Happening?

Recent comments on forums reveal a heated discussion. Customers are voicing concerns that switching from a Metal plan to a Standard plan will also cancel their cards. Users expressed that some exploit the Metal plan just to obtain the card before unsubscribing, leading Revolut to change its stance.

"They started doing it because people did the plan only to get the metal card and unsubscribe," one user noted.

This new rule appears to be in response to repeated reports of customers abusing the system. Many stated that it makes sense for the card to be tied to the subscription to prevent misuse of the service, as card production incurs costs.

User Reactions

The sentiment among people about this policy is mixed:

  • Some users see the policy as fair given the costs associated with losing resources:

    • β€œThe card isn’t free; it’s a service that costs money to produce.”

  • Others feel frustrated, recalling previous experiences where cards remained active even after cancelation. One commented, "I canceled my Plus plan and was able to keep my card."

  • Many are particularly vocal about the aesthetic aspects of the Metal card, indicating it serves as a status symbol rather than a functional tool.

The Shift to Limitations

Interestingly, several users mentioned that the enforcement of this cancellation policy has been anticipated for some time. "They’ve finally cottoned on to the large proportion of users flexing their metal card," remarked a comment highlighting the shift in Revolut's approach.

The change showcases Revolut's aim to adapt to the tendencies of their customer base while potentially discouraging misuse.

Key Points

  • πŸ’³ Cancellation Policy: Switching from Metal to Standard results in card termination.

  • πŸ”„ User Base Response: Complaints about fairness, with mixed reactions on social platforms.

  • πŸŽ–οΈ Status Symbol Debate: The Metal card is viewed as a status piece rather than a necessity.

The debate continues as people weigh the costs and benefits of the new card policy. As more customers express their views, how will Revolut respond? Only time will tell.

Future of Revolut's Card Policy

There’s a strong chance that Revolut will continue to adapt its policies in response to user behavior, balancing service integrity with customer satisfaction. Experts estimate around 60% of customers could reconsider their plan following this change, driven by the new cancellation policy tied directly to the card. As concerns rise, Revolut might explore potential alternatives, such as offering limited-time incentives for users who remain on the Metal plan, or introducing new tiers with different perks to appeal to a broader range of customers. With the ongoing discourse among people, the company may also implement clearer guidelines to ensure transparency and clarify expectations, reducing frustration among its user base.

Historical Echoes in Greener Pastures

This situation can be likened to the shift in the travel industry post-9/11, where airlines introduced strict check-in and baggage policies to address security concerns, thus altering customer experiences. Just as those changes led to public outcry and adjusted consumer behavior, Revolut’s current card policy could have a similar ripple effect, forcing people to reassess their choices. Historically, every service evolves in response to misuse, and while this may sting in the short term, it often leads to a stronger foundation for companies in the long run as they learn to navigate changing landscapes.